With over 33 years of trusted experience in financing, Ayush Fiscal Pvt Ltd is a renowned NBFC based in Kolkata. As a pioneer in the financial services sector, we have consistently supported businesses with innovative credit solutions.

Now, we're entering an exciting new phase with the launch of our retail-focused lending platform, Retail Pe — designed specifically to empower India's growing network of retail shops. This new initiative is set to revolutionize the way retail businesses access capital.

To fuel this transformation, Ayush Fiscal is partnering with Ntactus Financial Services Private Limited, a cutting-edge fintech company known for its proprietary algorithmic lending platform. With over 2 lakh customers onboarded, Ntactus brings deep fintech expertise and a 'smart platform' approach that automates customer acquisition, credit analysis, and disbursement.

Together, we're introducing a unique EMI payment model that leverages data-driven insights to drastically reduce loan default rates — a potential game-changer for India's credit ecosystem.

Through Retail Pe, we aim to make financing more accessible, intelligent, and impactful — shaping a brighter future for the Indian retail sector.